what we do

Family camping: woman and girl hang clothes near RV; others relax in chairs.
Path to beach lined with fence and foliage, bicycle parked. Blue ocean in background.

Florida RV Insurance for Life on the Road

RV Insurance That Protects More Than Just a Vehicle

Owning an RV is about freedom — weekend getaways, Florida state parks, and cross-country adventures. But an RV isn’t just a vehicle; it’s also a temporary home. Standard auto insurance often isn’t enough to fully protect your motorhome or travel trailer. RV insurance combines elements of auto and home coverage to help safeguard your investment, your belongings, and your liability wherever the road takes you.

What Does RV Insurance Cover?

Liability Coverage

Protects you if you cause injury or property damage while operating your RV.

Collision & Comprehensive Coverage

Helps repair or replace your RV after an accident, theft, vandalism, fire, or storm-related damage.

Personal Belongings Coverage

Covers items inside your RV such as clothing, electronics, appliances, and other personal property

Vacation Liability Coverage

Provides liability protection when your RV is parked and being used as a temporary residence at a campsite.

Emergency Expense Coverage

Helps pay for lodging, meals, or transportation if your RV becomes unusable due to a covered loss while traveling.

Optional Enhancements

Coverage can be tailored to include attachments like awnings, roadside assistance, and full-time RV living protection when applicable.

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RV Coverage Tailored to Florida Travel

Florida’s year-round sunshine makes RV travel popular — but hurricane season, long-distance trips, and extended stays can change your insurance needs. Whether you store your RV near Jupiter during storm season, travel throughout Florida as a snowbird, or live in your RV full-time, we tailor coverage to match how you use it. Some carriers offer specialized policies for full-time RVers, while others are better suited for occasional travelers — we’ll help you choose the right fit.

Our Process

1

Review your RV type, value, and travel habits

2

Identify vehicle, liability, and personal property needs

3

Discuss coverage for full-time or seasonal use

4

Compare options from multiple Florida RV insurers

RV Insurance

vs. Standard Auto Insurance

The table below shows why RV insurance offers broader protection than a typical auto policy.

Coverage Area Auto Insurance RV Insurance
Vehicle Liability Yes Yes
Collision & Comprehensive Yes Yes
Personal Belongings Limited or none Covered
Vacation Liability Not included Included
Emergency Living Expenses Not included Included
Full-Time RV Options Not available Available

Not sure what level of coverage fits your travel plans? We’ll walk you through it.

Common Questions About Florida RV Insurance

  • What kind of insurance do I need for an RV in Florida?

    Most RVs require liability, collision, and comprehensive coverage, along with RV-specific protections like personal belongings and vacation liability.

  • Does RV insurance cover items inside the RV?

    Yes. RV insurance can cover personal property inside the vehicle, unlike standard auto insurance.

  • How much does motorhome insurance cost in Florida?

    Costs depend on RV type, value, usage, and coverage options. We compare multiple carriers to find competitive pricing.

  • Do I need special insurance if I live in my RV full-time?

    Yes. Full-time RVers often need specialized coverage similar to homeowners insurance. We can help arrange this.

  • Can I bundle RV insurance with my auto or home policy?

    Often, yes. Bundling policies may lead to discounts and simpler policy management.

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Orange double-ring
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Person sitting in van doorway, looking at a beach and mountains. Ocean and shoreline visible.

Get Covered Before Your Next Adventure

Protect your RV, your belongings, and your travels with Florida RV insurance designed for life on the road. Our Jupiter-based team proudly serves RV owners across Florida & Beyond with clear guidance and dependable coverage.

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1

What we believe

We stand for beauty that feels real and shows real results.



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2

What we try to deliver

A skin that feels like home, and in a version of beauty that is deeply yours.



We use organic, dermatologically tested products to deliver impactful treatments that are safe and healthy for your body.